Group health insurance plans are frequently used to help ensure that employees or members of an organization are protected from unexpected health-related incidents. Such insurance plans are often the cornerstone of a benefits package and may offer a variety of advantages to both employees and employers.
What Types of Coverage Are Typically Included in an Employee Benefits Package?
The following are common coverages that may be included in an employee benefits package:
- Health insurance
- Vision insurance
- Dental insurance
- Retirement benefits
- Life insurance
- Disability insurance
What Strategies Can Employers Use to Promote Employee Wellness?
Employers can help improve their organization’s overall health by offering wellness programs in addition to group health insurance. The following are some of the strategies employers can use to promote wellness in the workplace:
- Preventive care initiatives—Employers can bring preventive health care to their workplace, such as free flu shots, to encourage employees to take a vested interest in their health. Employers can also consider offering paid time off for health-related appointments to encourage employees to use benefits included in their group health insurance package.
- Health screenings—Employers can host periodic health screenings for conditions such as high blood pressure, high cholesterol and diabetes to help educate employees and monitor their well-being.
- Fitness programs—Workplaces can offer discounted gym memberships, create a designated in-office workout area and host fitness challenges to encourage employers to stay active.
- Mental health support—Employers can provide resources, such as on-site counseling services or employee assistance programs (EAPs), to support their employees’ mental health.
What Is the Purpose of Employee Wellness Programs?
Employee wellness programs can be considered one of the many benefits a workplace can offer. Wellness benefits have many purposes, including the following:
- Help maintain the health and wellness of employees. Employee wellness programs can help keep employees healthy and happy.
- Attract talent. Many individuals consider benefits packages and wellness incentives when looking for a new job. Talent may look elsewhere if a workplace fails to provide a competitive employee benefits package.
- Improve retention and job satisfaction. Employee benefits can sometimes be one of the reasons a person stays at a job. Access to such benefits may also help employees feel supported and valued.
- Boost productivity and attendance. By improving employees’ physical and mental health, they may be more productive and take less time off due to illness.
- Maintain a positive company culture. Employee wellness programs can help form bonds between employees and improve company culture.
To learn more about group health insurance, contact Wimmer Insurance Services. We can help customize an employee benefits package for your organization.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.