Health insurance plans usually do not cover the cost of routine eye appointments or prescriptions for glasses or contacts. If you schedule an eye appointment without vision insurance, you might be surprised by the cost of care. Vision insurance can reduce out-of-pocket expenses for regular eye care.
Let us help. Contact Wimmer Insurance Services in Detroit Lakes, Minnesota, to learn more about our vision insurance coverage and to speak to an agent. 
What Does Vision Insurance Cover?
Vision insurance plans may cover a variety of different eye care services. The exact offerings will vary depending on your insurer. The following are some examples of common vision insurance benefits:
- Annual exams
- Glasses and frames
- Contact lens fitting
- Contact lenses
With higher-tier plans, LASIK surgery and lens protection may also be partially covered. Contact your insurance agent to learn more.
Do I Need Vision Insurance?
Whether or not you could benefit from a vision insurance plan will depend on your individual needs. If you see an eye doctor regularly and require prescription contacts or specialty procedures, the cost of premiums could be well worth it for the out-of-pocket savings.
Here are some instances where vision insurance could be right for you:
- You’re thinking about getting an expensive eye procedure.
- You or your family need vision care.
- You need prescription glasses.
- You want to make necessary eye care more affordable.
If any of the above apply to you, you might be able to save money with vision insurance. Contact Wimmer Insurance Services to learn more about our vision insurance coverage and to get an insurance quote.
How Much Does Vision Insurance Cost?
You may be able to get vision insurance through your employer, but even if this is not the case, vision insurance is generally relatively inexpensive. The following factors may affect the cost of your plan:
- Location
- Age
- Type of benefits
- Number of people on your plan
Where Can I Buy Vision Insurance?
If you have vision insurance questions, call Wimmer Insurance Services at 218-847-5703 or visit our website for more information on our coverage solutions.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.