Dental Insurance

Dental insurance helps provide financial assistance with basic dental expenses, including preventive care, procedures and treatments for oral health. Coverage may vary depending on the plan you choose. Let our Wimmer Insurance Services LLC agents talk to you about your dental insurance needs to find the plan most suitable for you.  

What Does Dental Insurance Cover?

Most dental insurance provides coverage for examinations, cleanings and x-rays. Benefits also typically include discounts on other dental procedures such as fillings, dental crowns and extractions. Depending on the extent of your plan, more aggressive dental work such as root canals, endodontics and periodontics may be covered after a deductible is met.  
Before choosing a plan, discuss your needs with an agent to find the best policy. 

What Does Dental Insurance Cost?  

Dental insurance costs vary depending on whether you’re receiving overage from the company you work for or a private provider. Copays, deductibles and annual maximum allowances all add to the cost of your premium. Be sure to reach out to an agent to receive a quote today.  

Does Dental Insurance Cover Braces or Orthodontics?

Some dental insurance plans include orthodontic benefits, but coverage varies widely by provider and plan type. When included, plans often pay only a portion of the total cost and may have waiting periods or lifetime maximums.

How Do Annual Maximums Work in Dental Insurance?

An annual maximum is the highest amount your dental insurance will pay for covered services in a plan year. Once you reach that limit, you’re responsible for any additional costs until the next coverage year begins. Preventive services often don’t count toward the maximum, helping you stretch your benefits further.

Can I Keep My Current Dentist With Dental Insurance?

You can usually keep your current dentist if they’re in your plan’s network, which helps reduce your out-of-pocket costs. If they’re out of network, some plans still offer partial reimbursement, though you may pay more. It’s always best to confirm your dentist’s network status before choosing a plan.

Get Started With Coverage
At Wimmer Insurance Services, we can help you determine which health care plans will benefit you most. If you’re considering dental insurance or are looking for more information, contact an agent today.